Join our real estate bridge finance firm who is 50% commited to each transaction
We are driven by commitment and defined by human touch
50%
partner in each transaction
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450 million
in loans provided since 2013
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Karbijn is owned by the precise, commited and warm Finker family
Since Finker was founded in 2013 we have provided more then 450 million in short and mid term real estate loans with mainly our own money. As of now the team of Finker will share the succes stories we habe already achieved through our new investment platform Karbijn.
We do not only share our succes and authority but we also share our solid build and exclusive customer portfolio and broker network established since 2013. We always participate in each of the investments we offer through Karbijn for 50%.
With a sharp focus on risk, detail, human touch and preserving the money invested, we are dedicated on funding the most spohisticated short and mid term real estate financing deals with a average duration of 2 months and 36 months backed by a first mortage deed.
What do we offer you as an
investment partner?
For over 12 years, we’ve been building loan portfolios, cashflows and a network of very experienced real estate professionals, developers and brokers. Not just through returns but also through trust, a very precise risk management and a deep understanding of the real estate finance market.
Finker Finance is an independent investment partner with a proven track record since 1996.
We help our investors to bring their real estate loan investments to a next level, put their money at work, preserve their wealth carefully, transparently, dedicated and with complete commitment.
Team of highly experienced real estate & investment experts
Right of first security on the invested projects
Driven by commitment , defined by human touch
Access to a high-end network of real estate developers and brokers
Focus on monthly cash flow and preserving your money
Investments comply to your own balanced risk profile
Reviews
Let numbers & testimonials speak for themselves
Our Cases
In the heart of Amsterdam, along the iconic canals, real estate entrepreneurs purchased an apartment with great potential. The goal was clear: to fully renovate the property using high-quality and sustainable materials, add an extra bedroom, and then sell it for a profit. The construction budget was set at € 120.000 to modernize the apartment, 75% of the purchase price was financed en 100% of the depot.
Two real estate entrepreneurs saw opportunities in a property in Rotterdam. The building already had two house numbers and was structurally divided, making the step to sell the individual units relatively small. The only thing missing was the legal division.
Internally, the apartments were renovated: new kitchens, flooring, and improved insulation gave the property a modern appearance and a better energy rating. After these targeted renovations, the units could be sold individually.
The sale allowed the loan to be fully repaid and demonstrated how smart renovation and a solid plan can significantly increase a property’s value.
A real estate investor, together with a business partner, purchased a property for € 340.000. The plan was clear from the start: to thoroughly renovate the property and then sell it for a profit. To achieve this, financing of € 250.000 was arranged, supplemented with a € 100.000 construction deposit for the renovation.
The property was in mediocre condition and urgently needed a makeover to appeal to the market. The investors worked in a targeted manner:
– The kitchen was completely replaced
– All walls were professionally finished with new plaster
– Both walls and woodwork were professionally painted
With relatively limited but effective interventions, the property gained a modern and fresh appearance, immediately increasing its resale value.
The strategy was clear from the beginning: renovate and sell in the short term. This objective was achieved. Within eight months of purchase, the property was successfully sold, exactly according to plan.
Just outside Amsterdam, an old café had been vacant for some time. The location, adjacent to a residential area, gave a real estate entrepreneur the idea to convert it into apartments. With a well-thought-out plan, a permit was requested from the municipality. After approval and consultation with neighbors, the entrepreneur was able to create five apartments.
The project needs a construction budget of € 520.000, fully financed by us, allowing the transformation to begin immediately. In a short time, the empty café was transformed into modern, attractive homes.
Eventually, the apartments were sold individually. Thanks to partial repayments, the entrepreneur was able to gradually pay off the loan, making the project a success for both the entrepreneur and us.
In Tilburg, a real estate entrepreneur spotted a unique opportunity. He purchased an old store and saw the potential to convert it into 11 apartments, specifically for rental purposes.
With financing for both, purchase and renovation, he immediately got to work. The transformation was extensive: even the roof was removed, and only the front façade was preserved, maintaining the building’s character while completely renewing the interior.
After a renovation period of over 18 months, the apartments were ready, and the first tenants moved in. Thanks to a stable rental income, the entrepreneur could easily refinance, repay the loan, and make the project a major success.
In Haarlem, a house was for sale that offered many opportunities to add space and value. With a relatively simple extension and build-up, the living area could be significantly increased.
The real estate entrepreneur decided to completely strip the house and thoroughly make it more sustainable. Additionally, the house was fitted with two bathrooms, a new kitchen, flooring, and neatly finished walls, delivering the property fully turnkey.
Within six months, the renovation was completed, and the property was sold on the open market, generating a substantial profit. For this project, we financed 70% of the purchase price and the full renovation.
We put our money
where our mouth is
Together with a a small group of hard working and down to earth entrepreneurs and investors with at least 1 million in available assets Karbijn invests in temporary and mid term real estate loans backed by a first right of security.
Our Karbijn investors achieve an attractive return always taking into account their individual risk profile.
Forget the worries about legal hassels when establishing your security or collecting your interest. Our service is aimed at exeeding your expectations.
Attractive return between 5,5% and 7,5%
Monthly cash flow
First right of registert charge
100% stress free portfolio management
Join like minded investors
Invest according your own risk profile
Invest in Karbijn and let your money work for you
Joint he elite team of Karbijn and participate in short and mid term real estate loans. The team of Karbijn is committed to each transaction for 50% with a second right of registred charge.
As an investor of Karbijn your money is always securized with a first right of registered charge.
Security
Karbijn finances up to 85% of property value, with your investment secured by primary collateral. We fund only trusted entrepreneurs with solid payment histories.
From 5.5% return
Karbijn finances up to 85% of property value, with your investment secured by primary collateral. We fund only trusted entrepreneurs with solid payment histories.
Experience
Karbijn finances up to 85% of property value, with your investment secured by primary collateral. We fund only trusted entrepreneurs with solid payment histories.